BMW X1
The BMW X1 redefines prestige travel as a high-end SUV priced at ₹49.5 Lakh, featuring high-output powertrain engineering mated to a seamless Automatic transmission ensuring supreme grand touring composure. The vehicle impresses with entry into BMW X lineup with premium feel, alongside a generous 350 L boot capacity. Engineered for affluent drivers demanding supreme sophistication, it delivers dynamic touring capability wrapped in timeless luxury prestige.
BMW X1 price starts from ₹49.5 Lakh (avg. ex-showroom) as of October 2026.
BMW X1 Price Details:
- Base Variant (Base Petrol): ₹49.5 Lakh
- Top Variant (Base Petrol): ₹49.5 Lakh
- Estimated On-Road Price: ₹55.44 Lakh - ₹55.44 Lakh
BMW X1 Engine & Variant Options:
- Engine Options: Standard Engine
- Transmission: Automatic
- Variants: Available in 1 variants.
X1 Insurance Quotes & EstimatesOctober Offers
Estimated annual premiums and coverage options for your new X1.
Comprehensive Cover
Recommended for complete protection including own-damage, theft, natural disasters, and third-party liabilities. Typically costs around 3-4% of the car's Insured Declared Value (IDV).
Third-Party Cover
Mandatory by law in India. Covers legal liabilities arising from damage to a third party's property or injury/death. Does not cover damages to your own X1. Rates are fixed by IRDAI based on engine capacity.
Tips on IDV Calculation
The Insured Declared Value (IDV) is the maximum sum assured fixed by the insurer. For a brand new X1, the IDV is typically calculated at 95% of the ex-showroom price. Over time, depreciation applies:
- Up to 6 months: 5% depreciation
- 6 months to 1 year: 15% depreciation
- 1 to 2 years: 20% depreciation
- 2 to 3 years: 30% depreciation
Tip: Always opt for 'Zero Depreciation' (Bumper-to-Bumper) add-on for the first 3-5 years to ensure you get full claim value without deductions for plastic, glass, or rubber parts.