Honda City
A compelling contender in its category, the Honda City is a modern sedan priced at ₹11.82 - 20.55 Lakh, powered by a capable 1.2L Turbo / 1.5L Diesel paired with Manual / Automatic transmission choices. Occupants benefit from best-in-class ride comfort in sedan segment, backed by a commendable 5 Star crash test safety benchmark. Offering an engaging driver-focused setup, it delivers crisp highway handling, peaceful cabin insulation, and generous rear passenger accommodations.
Honda City price starts from ₹11.82 Lakh for the base model and goes up to ₹17.73 Lakh for the top model (avg. ex-showroom) as of October 2026.
Honda City Price Details:
- Base Variant (SV MT): ₹11.82 Lakh
- Top Variant (ZX e:HEV): ₹17.73 Lakh
- Estimated On-Road Price: ₹13.24 Lakh - ₹19.86 Lakh
Honda City Engine & Variant Options:
- Engine Options: 1.2L Turbo / 1.5L Diesel
- Transmission: Manual / Automatic
- Variants: Available in 5 variants.
Honda City Insurance Quotes & EstimatesOctober Offers
Estimated annual premiums and coverage options for your new Honda City.
Comprehensive Cover
Recommended for complete protection including own-damage, theft, natural disasters, and third-party liabilities. Typically costs around 3-4% of the car's Insured Declared Value (IDV).
Third-Party Cover
Mandatory by law in India. Covers legal liabilities arising from damage to a third party's property or injury/death. Does not cover damages to your own Honda City. Rates are fixed by IRDAI based on engine capacity.
Tips on IDV Calculation
The Insured Declared Value (IDV) is the maximum sum assured fixed by the insurer. For a brand new Honda City, the IDV is typically calculated at 95% of the ex-showroom price. Over time, depreciation applies:
- Up to 6 months: 5% depreciation
- 6 months to 1 year: 15% depreciation
- 1 to 2 years: 20% depreciation
- 2 to 3 years: 30% depreciation
Tip: Always opt for 'Zero Depreciation' (Bumper-to-Bumper) add-on for the first 3-5 years to ensure you get full claim value without deductions for plastic, glass, or rubber parts.