Hyundai Creta
A compelling contender in its category, the Hyundai Creta is a modern SUV priced at ₹10.99 - 17.24 Lakh, powered by a capable 1.5L turbocharged paired with Manual / Automatic transmission choices. Key highlights include feature-rich with Level-2 ADAS, along with 6 standard airbags and robust electronic stability control. A dependable SUV for varied Indian road conditions, it pairs solid mechanical toughness with a commanding seating position and composed ride quality.
Hyundai Creta price starts from ₹11 Lakh for the base model and goes up to ₹15.95 Lakh for the top model (avg. ex-showroom) as of October 2026.
Hyundai Creta Price Details:
- Base Variant (E 1.5 Petrol): ₹11 Lakh
- Top Variant (SX (O) 1.5 Petrol CVT): ₹15.95 Lakh
- Estimated On-Road Price: ₹12.32 Lakh - ₹17.86 Lakh
Hyundai Creta Engine & Variant Options:
- Engine Options: 1.5L turbocharged
- Transmission: Manual / Automatic
- Variants: Available in 5 variants.
Hyundai Creta Insurance Quotes & EstimatesOctober Offers
Estimated annual premiums and coverage options for your new Hyundai Creta.
Comprehensive Cover
Recommended for complete protection including own-damage, theft, natural disasters, and third-party liabilities. Typically costs around 3-4% of the car's Insured Declared Value (IDV).
Third-Party Cover
Mandatory by law in India. Covers legal liabilities arising from damage to a third party's property or injury/death. Does not cover damages to your own Hyundai Creta. Rates are fixed by IRDAI based on engine capacity.
Tips on IDV Calculation
The Insured Declared Value (IDV) is the maximum sum assured fixed by the insurer. For a brand new Hyundai Creta, the IDV is typically calculated at 95% of the ex-showroom price. Over time, depreciation applies:
- Up to 6 months: 5% depreciation
- 6 months to 1 year: 15% depreciation
- 1 to 2 years: 20% depreciation
- 2 to 3 years: 30% depreciation
Tip: Always opt for 'Zero Depreciation' (Bumper-to-Bumper) add-on for the first 3-5 years to ensure you get full claim value without deductions for plastic, glass, or rubber parts.