Kia Seltos
Engineered to meet diverse driving requirements, the Kia Seltos is a stylish SUV starting at ₹10.99 - 22.02 Lakh, powered by a capable 1.5L turbocharged paired with Manual / Automatic transmission choices. Among its standout attributes are feature-loaded with ADAS and ventilated seats, paired with 6 standard airbags and robust electronic stability control. An excellent companion for cross-country exploration, it provides confident all-weather traction, muscular road stature, and fatigue-free touring comfort.
Kia Seltos price starts from ₹10.9 Lakh for the base model and goes up to ₹15.8 Lakh for the top model (avg. ex-showroom) as of October 2026.
Kia Seltos Price Details:
- Base Variant (HTE 1.5 Petrol MT): ₹10.9 Lakh
- Top Variant (X-Line 1.5 Diesel AT): ₹15.8 Lakh
- Estimated On-Road Price: ₹12.21 Lakh - ₹17.7 Lakh
Kia Seltos Engine & Variant Options:
- Engine Options: 1.5L turbocharged
- Transmission: Manual / Automatic
- Variants: Available in 6 variants.
Kia Seltos Insurance Quotes & EstimatesOctober Offers
Estimated annual premiums and coverage options for your new Kia Seltos.
Comprehensive Cover
Recommended for complete protection including own-damage, theft, natural disasters, and third-party liabilities. Typically costs around 3-4% of the car's Insured Declared Value (IDV).
Third-Party Cover
Mandatory by law in India. Covers legal liabilities arising from damage to a third party's property or injury/death. Does not cover damages to your own Kia Seltos. Rates are fixed by IRDAI based on engine capacity.
Tips on IDV Calculation
The Insured Declared Value (IDV) is the maximum sum assured fixed by the insurer. For a brand new Kia Seltos, the IDV is typically calculated at 95% of the ex-showroom price. Over time, depreciation applies:
- Up to 6 months: 5% depreciation
- 6 months to 1 year: 15% depreciation
- 1 to 2 years: 20% depreciation
- 2 to 3 years: 30% depreciation
Tip: Always opt for 'Zero Depreciation' (Bumper-to-Bumper) add-on for the first 3-5 years to ensure you get full claim value without deductions for plastic, glass, or rubber parts.