Mahindra XUV 3XO
Engineered to meet diverse driving requirements, the Mahindra XUV 3XO is a stylish SUV starting at ₹7.49 - 15.49 Lakh, featuring versatile Petrol/Diesel powertrain options paired with Manual transmission choices. Among its standout attributes are advanced Level-2 ADAS in sub-4m segment, paired with 6 standard airbags and robust electronic stability control. A versatile choice for active lifestyle drivers, it blends robust SUV proportions with supple suspension compliance across varied road surfaces.
Mahindra XUV 3XO price starts from ₹7.49 Lakh (avg. ex-showroom) as of October 2026.
Mahindra XUV 3XO Price Details:
- Base Variant (MX1 Petrol MT): ₹7.49 Lakh
- Top Variant (AX7L Petrol AT): ₹7.49 Lakh
- Estimated On-Road Price: ₹8.39 Lakh - ₹8.39 Lakh
Mahindra XUV 3XO Engine & Variant Options:
- Engine Options: Standard Engine
- Transmission: Manual
- Variants: Available in 5 variants.
XUV 3XO Insurance Quotes & EstimatesOctober Offers
Estimated annual premiums and coverage options for your new XUV 3XO.
Comprehensive Cover
Recommended for complete protection including own-damage, theft, natural disasters, and third-party liabilities. Typically costs around 3-4% of the car's Insured Declared Value (IDV).
Third-Party Cover
Mandatory by law in India. Covers legal liabilities arising from damage to a third party's property or injury/death. Does not cover damages to your own XUV 3XO. Rates are fixed by IRDAI based on engine capacity.
Tips on IDV Calculation
The Insured Declared Value (IDV) is the maximum sum assured fixed by the insurer. For a brand new XUV 3XO, the IDV is typically calculated at 95% of the ex-showroom price. Over time, depreciation applies:
- Up to 6 months: 5% depreciation
- 6 months to 1 year: 15% depreciation
- 1 to 2 years: 20% depreciation
- 2 to 3 years: 30% depreciation
Tip: Always opt for 'Zero Depreciation' (Bumper-to-Bumper) add-on for the first 3-5 years to ensure you get full claim value without deductions for plastic, glass, or rubber parts.