Mahindra XUV300
The Mahindra XUV300 provides an accomplished road presence as an adaptable SUV commanding ₹7.99 - 11.59 Lakh, powered by a capable 1.2L naturally aspirated / 1.5L turbocharged paired with Manual / Automatic transmission choices. Standout characteristics comprise 5-star Global NCAP safety — safest sub-4m SUV, in tandem with a commendable 5 Star crash test safety benchmark. Ideal for long-distance highway journeys, it delivers confident overtaking punch, reassuring high-speed poise, and generous ground clearance.
Mahindra XUV300 price starts from ₹7.99 Lakh for the base model and goes up to ₹11.59 Lakh for the top model (avg. ex-showroom) as of October 2026.
Mahindra XUV300 Price Details:
- Base Variant (Base): ₹7.99 Lakh
- Top Variant (Top+ AT): ₹11.59 Lakh
- Estimated On-Road Price: ₹8.95 Lakh - ₹12.98 Lakh
Mahindra XUV300 Engine & Variant Options:
- Engine Options: 1.2L naturally aspirated / 1.5L turbocharged
- Transmission: Manual / Automatic
- Variants: Available in 4 variants.
Mahindra XUV300 Insurance Quotes & EstimatesOctober Offers
Estimated annual premiums and coverage options for your new Mahindra XUV300.
Comprehensive Cover
Recommended for complete protection including own-damage, theft, natural disasters, and third-party liabilities. Typically costs around 3-4% of the car's Insured Declared Value (IDV).
Third-Party Cover
Mandatory by law in India. Covers legal liabilities arising from damage to a third party's property or injury/death. Does not cover damages to your own Mahindra XUV300. Rates are fixed by IRDAI based on engine capacity.
Tips on IDV Calculation
The Insured Declared Value (IDV) is the maximum sum assured fixed by the insurer. For a brand new Mahindra XUV300, the IDV is typically calculated at 95% of the ex-showroom price. Over time, depreciation applies:
- Up to 6 months: 5% depreciation
- 6 months to 1 year: 15% depreciation
- 1 to 2 years: 20% depreciation
- 2 to 3 years: 30% depreciation
Tip: Always opt for 'Zero Depreciation' (Bumper-to-Bumper) add-on for the first 3-5 years to ensure you get full claim value without deductions for plastic, glass, or rubber parts.