Mahindra XUV400
The Mahindra XUV400 makes electric driving practical and engaging as a well-engineered electric SUV priced at ₹15.49 - 17.69 Lakh, delivering up to 275 km of smooth, silent range. Drivers will appreciate 456 km ARAI certified range on single charge, reinforced by 6 standard airbags and robust electronic stability control. Designed for clean and economical city commuting, it pairs brisk electric acceleration with serene cabin tranquility and zero tailpipe emissions.
Mahindra XUV400 price starts from ₹15.49 Lakh (avg. ex-showroom) as of October 2026.
Mahindra XUV400 Price Details:
- Base Variant (EC Pro 34.5 kWh): ₹15.49 Lakh
- Top Variant (EL Pro Dual Tone): ₹15.49 Lakh
- Estimated On-Road Price: ₹17.35 Lakh - ₹17.35 Lakh
Mahindra XUV400 Engine & Variant Options:
- Engine Options: Standard Engine
- Transmission: Automatic
- Variants: Available in 5 variants.
XUV400 Insurance Quotes & EstimatesOctober Offers
Estimated annual premiums and coverage options for your new XUV400.
Comprehensive Cover
Recommended for complete protection including own-damage, theft, natural disasters, and third-party liabilities. Typically costs around 3-4% of the car's Insured Declared Value (IDV).
Third-Party Cover
Mandatory by law in India. Covers legal liabilities arising from damage to a third party's property or injury/death. Does not cover damages to your own XUV400. Rates are fixed by IRDAI based on engine capacity.
Tips on IDV Calculation
The Insured Declared Value (IDV) is the maximum sum assured fixed by the insurer. For a brand new XUV400, the IDV is typically calculated at 95% of the ex-showroom price. Over time, depreciation applies:
- Up to 6 months: 5% depreciation
- 6 months to 1 year: 15% depreciation
- 1 to 2 years: 20% depreciation
- 2 to 3 years: 30% depreciation
Tip: Always opt for 'Zero Depreciation' (Bumper-to-Bumper) add-on for the first 3-5 years to ensure you get full claim value without deductions for plastic, glass, or rubber parts.