Maruti Suzuki Ertiga
Engineered to meet diverse driving requirements, the Maruti Suzuki Ertiga is a stylish MPV starting at ₹8.69 - 13.03 Lakh, powered by a capable 1.2L naturally aspirated / 1.5L turbocharged paired with Manual / Automatic transmission choices. Highlighting its appeal are best value 7-seater MPV in India, bolstered by 6 standard airbags and robust electronic stability control. Providing generous seating for the entire family, it pairs relaxed ride manners with flexible cargo management for memorable highway journeys.
Maruti Suzuki Ertiga price starts from ₹8.69 Lakh for the base model and goes up to ₹12.6 Lakh for the top model (avg. ex-showroom) as of October 2026.
Maruti Suzuki Ertiga Price Details:
- Base Variant (Lxi MT): ₹8.69 Lakh
- Top Variant (Zxi+ AT): ₹12.6 Lakh
- Estimated On-Road Price: ₹9.73 Lakh - ₹14.11 Lakh
Maruti Suzuki Ertiga Engine & Variant Options:
- Engine Options: 1.2L naturally aspirated / 1.5L turbocharged
- Transmission: Manual / Automatic
- Variants: Available in 6 variants.
Maruti Suzuki Ertiga Insurance Quotes & EstimatesOctober Offers
Estimated annual premiums and coverage options for your new Maruti Suzuki Ertiga.
Comprehensive Cover
Recommended for complete protection including own-damage, theft, natural disasters, and third-party liabilities. Typically costs around 3-4% of the car's Insured Declared Value (IDV).
Third-Party Cover
Mandatory by law in India. Covers legal liabilities arising from damage to a third party's property or injury/death. Does not cover damages to your own Maruti Suzuki Ertiga. Rates are fixed by IRDAI based on engine capacity.
Tips on IDV Calculation
The Insured Declared Value (IDV) is the maximum sum assured fixed by the insurer. For a brand new Maruti Suzuki Ertiga, the IDV is typically calculated at 95% of the ex-showroom price. Over time, depreciation applies:
- Up to 6 months: 5% depreciation
- 6 months to 1 year: 15% depreciation
- 1 to 2 years: 20% depreciation
- 2 to 3 years: 30% depreciation
Tip: Always opt for 'Zero Depreciation' (Bumper-to-Bumper) add-on for the first 3-5 years to ensure you get full claim value without deductions for plastic, glass, or rubber parts.