Maruti Suzuki Swift
The Maruti Suzuki Swift is an easy-to-drive and economical hatchback priced at ₹5.99 - 8.99 Lakh, featuring an economical 1.2L Turbo / 1.5L Diesel engine that delivers an impressive 24.8 kmpl fuel economy delivering frugal city travel. Key highlights include iconic fun-to-drive character, along with 6 standard airbags and robust electronic stability control. A highly practical choice for everyday city driving, it combines low running expenses with nimble steering and accessible ownership peace of mind.
Maruti Suzuki Swift price starts from ₹5.99 Lakh for the base model and goes up to ₹8.98 Lakh for the top model (avg. ex-showroom) as of October 2026.
Maruti Suzuki Swift Price Details:
- Base Variant (LXi MT): ₹5.99 Lakh
- Top Variant (ZXi+ MT): ₹8.98 Lakh
- Estimated On-Road Price: ₹6.71 Lakh - ₹10.06 Lakh
Maruti Suzuki Swift Engine & Variant Options:
- Engine Options: 1.2L Turbo / 1.5L Diesel
- Transmission: Manual / Automatic
- Variants: Available in 6 variants.
Maruti Suzuki Swift Insurance Quotes & EstimatesOctober Offers
Estimated annual premiums and coverage options for your new Maruti Suzuki Swift.
Comprehensive Cover
Recommended for complete protection including own-damage, theft, natural disasters, and third-party liabilities. Typically costs around 3-4% of the car's Insured Declared Value (IDV).
Third-Party Cover
Mandatory by law in India. Covers legal liabilities arising from damage to a third party's property or injury/death. Does not cover damages to your own Maruti Suzuki Swift. Rates are fixed by IRDAI based on engine capacity.
Tips on IDV Calculation
The Insured Declared Value (IDV) is the maximum sum assured fixed by the insurer. For a brand new Maruti Suzuki Swift, the IDV is typically calculated at 95% of the ex-showroom price. Over time, depreciation applies:
- Up to 6 months: 5% depreciation
- 6 months to 1 year: 15% depreciation
- 1 to 2 years: 20% depreciation
- 2 to 3 years: 30% depreciation
Tip: Always opt for 'Zero Depreciation' (Bumper-to-Bumper) add-on for the first 3-5 years to ensure you get full claim value without deductions for plastic, glass, or rubber parts.