
Maruti Suzuki Wagon R
The Maruti Suzuki Wagon R is an accessible and practical hatchback priced between ₹5.54 - 7.24 Lakh, featuring a frugal and accessible engine that delivers an impressive 24.35 kmpl fuel economy for economical daily city commutes. Drivers will appreciate tallboy design offers van-like interior space, reinforced by a generous 350 L boot capacity. A highly practical choice for everyday city driving, it combines low running expenses with nimble steering and accessible ownership peace of mind.
Maruti Suzuki Wagon R price starts from ₹5.54 Lakh (avg. ex-showroom) as of October 2026.
Maruti Suzuki Wagon R Price Details:
- Base Variant (LXI 1.0L): ₹5.54 Lakh
- Top Variant (ZXI+ AGS 1.2L): ₹5.54 Lakh
- Estimated On-Road Price: ₹6.2 Lakh - ₹6.2 Lakh
Maruti Suzuki Wagon R Engine & Variant Options:
- Engine Options: Standard Engine
- Transmission: Manual
- Variants: Available in 6 variants.
Wagon R Insurance Quotes & EstimatesOctober Offers
Estimated annual premiums and coverage options for your new Wagon R.
Comprehensive Cover
Recommended for complete protection including own-damage, theft, natural disasters, and third-party liabilities. Typically costs around 3-4% of the car's Insured Declared Value (IDV).
Third-Party Cover
Mandatory by law in India. Covers legal liabilities arising from damage to a third party's property or injury/death. Does not cover damages to your own Wagon R. Rates are fixed by IRDAI based on engine capacity.
Tips on IDV Calculation
The Insured Declared Value (IDV) is the maximum sum assured fixed by the insurer. For a brand new Wagon R, the IDV is typically calculated at 95% of the ex-showroom price. Over time, depreciation applies:
- Up to 6 months: 5% depreciation
- 6 months to 1 year: 15% depreciation
- 1 to 2 years: 20% depreciation
- 2 to 3 years: 30% depreciation
Tip: Always opt for 'Zero Depreciation' (Bumper-to-Bumper) add-on for the first 3-5 years to ensure you get full claim value without deductions for plastic, glass, or rubber parts.