Maruti Suzuki Wagon R image

Maruti Suzuki Wagon R

₹5.54 LakhLive*Avg. Ex-Showroom

The Maruti Suzuki Wagon R is an accessible and practical hatchback priced between ₹5.54 - 7.24 Lakh, featuring a frugal and accessible engine that delivers an impressive 24.35 kmpl fuel economy for economical daily city commutes. Drivers will appreciate tallboy design offers van-like interior space, reinforced by a generous 350 L boot capacity. A highly practical choice for everyday city driving, it combines low running expenses with nimble steering and accessible ownership peace of mind.

Maruti Suzuki Wagon R price starts from ₹5.54 Lakh (avg. ex-showroom) as of October 2026.

Maruti Suzuki Wagon R Price Details:

  • Base Variant (LXI 1.0L): ₹5.54 Lakh
  • Top Variant (ZXI+ AGS 1.2L): ₹5.54 Lakh
  • Estimated On-Road Price: ₹6.2 Lakh - ₹6.2 Lakh

Maruti Suzuki Wagon R Engine & Variant Options:

  • Engine Options: Standard Engine
  • Transmission: Manual
  • Variants: Available in 6 variants.

Wagon R Insurance Quotes & EstimatesOctober Offers

Estimated annual premiums and coverage options for your new Wagon R.

Comprehensive Cover

Recommended for complete protection including own-damage, theft, natural disasters, and third-party liabilities. Typically costs around 3-4% of the car's Insured Declared Value (IDV).

Est. Annual Premium₹16,620 - ₹22,160

Third-Party Cover

Mandatory by law in India. Covers legal liabilities arising from damage to a third party's property or injury/death. Does not cover damages to your own Wagon R. Rates are fixed by IRDAI based on engine capacity.

Est. Annual Premium₹3,500 - ₹6,500

Tips on IDV Calculation

The Insured Declared Value (IDV) is the maximum sum assured fixed by the insurer. For a brand new Wagon R, the IDV is typically calculated at 95% of the ex-showroom price. Over time, depreciation applies:

  • Up to 6 months: 5% depreciation
  • 6 months to 1 year: 15% depreciation
  • 1 to 2 years: 20% depreciation
  • 2 to 3 years: 30% depreciation

Tip: Always opt for 'Zero Depreciation' (Bumper-to-Bumper) add-on for the first 3-5 years to ensure you get full claim value without deductions for plastic, glass, or rubber parts.