MG Hector
The MG Hector establishes a strong market presence as a contemporary SUV priced between ₹11.99 - 19.99 Lakh, powered by a capable 1.2L Turbo / 1.5L Diesel paired with Manual / Automatic transmission choices. Key highlights include massive panoramic sunroof in the segment, along with 6 standard airbags and robust electronic stability control. Designed to tackle broken city pavement as easily as scenic trails, it combines elevated driver visibility with robust mechanical durability.
MG Hector price starts from ₹13.99 Lakh for the base model and goes up to ₹20.98 Lakh for the top model (avg. ex-showroom) as of October 2026.
MG Hector Price Details:
- Base Variant (Style 1.5 Turbo MT): ₹13.99 Lakh
- Top Variant (Savvy Pro 1.5 Turbo CVT): ₹20.98 Lakh
- Estimated On-Road Price: ₹15.67 Lakh - ₹23.5 Lakh
MG Hector Engine & Variant Options:
- Engine Options: 1.2L Turbo / 1.5L Diesel
- Transmission: Manual / Automatic
- Variants: Available in 5 variants.
MG Hector Insurance Quotes & EstimatesOctober Offers
Estimated annual premiums and coverage options for your new MG Hector.
Comprehensive Cover
Recommended for complete protection including own-damage, theft, natural disasters, and third-party liabilities. Typically costs around 3-4% of the car's Insured Declared Value (IDV).
Third-Party Cover
Mandatory by law in India. Covers legal liabilities arising from damage to a third party's property or injury/death. Does not cover damages to your own MG Hector. Rates are fixed by IRDAI based on engine capacity.
Tips on IDV Calculation
The Insured Declared Value (IDV) is the maximum sum assured fixed by the insurer. For a brand new MG Hector, the IDV is typically calculated at 95% of the ex-showroom price. Over time, depreciation applies:
- Up to 6 months: 5% depreciation
- 6 months to 1 year: 15% depreciation
- 1 to 2 years: 20% depreciation
- 2 to 3 years: 30% depreciation
Tip: Always opt for 'Zero Depreciation' (Bumper-to-Bumper) add-on for the first 3-5 years to ensure you get full claim value without deductions for plastic, glass, or rubber parts.