MG ZS EV
The MG ZS EV stands out as an innovative all-electric electric SUV priced from ₹17.99 - 20.5 Lakh, utilizing an intelligent electric drivetrain to deliver up to 380 km on a single charge. Drivers will appreciate 461 km ARAI certified range — class-competitive, reinforced by 6 standard airbags and robust electronic stability control. Tailored for progressive motorists wanting low cost-per-kilometer travel, it delivers instant electric torque alongside an ultra-quiet cabin experience.
MG ZS EV price starts from ₹18.98 Lakh (avg. ex-showroom) as of October 2026.
MG ZS EV Price Details:
- Base Variant (Executive): ₹18.98 Lakh
- Top Variant (Essence): ₹18.98 Lakh
- Estimated On-Road Price: ₹21.26 Lakh - ₹21.26 Lakh
MG ZS EV Engine & Variant Options:
- Engine Options: Standard Engine
- Transmission: Automatic
- Variants: Available in 5 variants.
ZS EV Insurance Quotes & EstimatesOctober Offers
Estimated annual premiums and coverage options for your new ZS EV.
Comprehensive Cover
Recommended for complete protection including own-damage, theft, natural disasters, and third-party liabilities. Typically costs around 3-4% of the car's Insured Declared Value (IDV).
Third-Party Cover
Mandatory by law in India. Covers legal liabilities arising from damage to a third party's property or injury/death. Does not cover damages to your own ZS EV. Rates are fixed by IRDAI based on engine capacity.
Tips on IDV Calculation
The Insured Declared Value (IDV) is the maximum sum assured fixed by the insurer. For a brand new ZS EV, the IDV is typically calculated at 95% of the ex-showroom price. Over time, depreciation applies:
- Up to 6 months: 5% depreciation
- 6 months to 1 year: 15% depreciation
- 1 to 2 years: 20% depreciation
- 2 to 3 years: 30% depreciation
Tip: Always opt for 'Zero Depreciation' (Bumper-to-Bumper) add-on for the first 3-5 years to ensure you get full claim value without deductions for plastic, glass, or rubber parts.