Skoda Kodiaq
The Skoda Kodiaq represents Skoda's flagship SUV craftsmanship in the ₹44.99 - 66.99 Lakh luxury segment, powered by a refined 1.2L Turbo / 1.5L Diesel engine mated to a seamless Manual / Automatic transmission for effortless grand touring. Key highlights include 7-seater premium SUV with European build quality, along with a commanding 190 mm ground clearance. Designed for elite motorists, it unites handcrafted prestige with commanding mechanical prowess for uncompromised luxury grand touring.
Skoda Kodiaq price starts from ₹39.99 Lakh for the base model and goes up to ₹59.98 Lakh for the top model (avg. ex-showroom) as of October 2026.
Skoda Kodiaq Price Details:
- Base Variant (Sportline 2.0 TSI DSG): ₹39.99 Lakh
- Top Variant (RS 2.0 TSI DSG): ₹59.98 Lakh
- Estimated On-Road Price: ₹44.79 Lakh - ₹67.18 Lakh
Skoda Kodiaq Engine & Variant Options:
- Engine Options: 1.2L Turbo / 1.5L Diesel
- Transmission: Manual / Automatic
- Variants: Available in 3 variants.
Skoda Kodiaq Insurance Quotes & EstimatesOctober Offers
Estimated annual premiums and coverage options for your new Skoda Kodiaq.
Comprehensive Cover
Recommended for complete protection including own-damage, theft, natural disasters, and third-party liabilities. Typically costs around 3-4% of the car's Insured Declared Value (IDV).
Third-Party Cover
Mandatory by law in India. Covers legal liabilities arising from damage to a third party's property or injury/death. Does not cover damages to your own Skoda Kodiaq. Rates are fixed by IRDAI based on engine capacity.
Tips on IDV Calculation
The Insured Declared Value (IDV) is the maximum sum assured fixed by the insurer. For a brand new Skoda Kodiaq, the IDV is typically calculated at 95% of the ex-showroom price. Over time, depreciation applies:
- Up to 6 months: 5% depreciation
- 6 months to 1 year: 15% depreciation
- 1 to 2 years: 20% depreciation
- 2 to 3 years: 30% depreciation
Tip: Always opt for 'Zero Depreciation' (Bumper-to-Bumper) add-on for the first 3-5 years to ensure you get full claim value without deductions for plastic, glass, or rubber parts.