Skoda Kushaq
The Skoda Kushaq is a versatile SUV priced from ₹10.69 - 18.99 Lakh, powered by a capable 1.2L Turbo / 1.5L Diesel paired with Manual / Automatic transmission choices. Drivers will appreciate MQB-A0-IN platform shared with VW delivers premium feel, reinforced by a commendable 5 Star crash test safety benchmark. Engineered for both everyday urban use and weekend getaways, it provides elevated ground clearance, composed highway stability, and solid road presence.
Skoda Kushaq price starts from ₹10.89 Lakh for the base model and goes up to ₹16.34 Lakh for the top model (avg. ex-showroom) as of October 2026.
Skoda Kushaq Price Details:
- Base Variant (Classic 1.0 TSI MT): ₹10.89 Lakh
- Top Variant (Monte Carlo 1.5 TSI DSG): ₹16.34 Lakh
- Estimated On-Road Price: ₹12.2 Lakh - ₹18.3 Lakh
Skoda Kushaq Engine & Variant Options:
- Engine Options: 1.2L Turbo / 1.5L Diesel
- Transmission: Manual / Automatic
- Variants: Available in 6 variants.
Skoda Kushaq Insurance Quotes & EstimatesOctober Offers
Estimated annual premiums and coverage options for your new Skoda Kushaq.
Comprehensive Cover
Recommended for complete protection including own-damage, theft, natural disasters, and third-party liabilities. Typically costs around 3-4% of the car's Insured Declared Value (IDV).
Third-Party Cover
Mandatory by law in India. Covers legal liabilities arising from damage to a third party's property or injury/death. Does not cover damages to your own Skoda Kushaq. Rates are fixed by IRDAI based on engine capacity.
Tips on IDV Calculation
The Insured Declared Value (IDV) is the maximum sum assured fixed by the insurer. For a brand new Skoda Kushaq, the IDV is typically calculated at 95% of the ex-showroom price. Over time, depreciation applies:
- Up to 6 months: 5% depreciation
- 6 months to 1 year: 15% depreciation
- 1 to 2 years: 20% depreciation
- 2 to 3 years: 30% depreciation
Tip: Always opt for 'Zero Depreciation' (Bumper-to-Bumper) add-on for the first 3-5 years to ensure you get full claim value without deductions for plastic, glass, or rubber parts.