Skoda Kylaq
The Skoda Kylaq provides an accomplished road presence as an adaptable SUV commanding ₹7.59 - 12.99 Lakh, featuring versatile Petrol powertrain options paired with Manual transmission choices. Key selling points feature skoda's most affordable entry to Indian market, accompanied by 6 standard airbags and robust electronic stability control. Tailored for drivers wanting go-anywhere versatility, it combines rugged underpinnings with elevated visibility and reassuring highway stability.
Skoda Kylaq price starts from ₹7.59 Lakh for the base model and goes up to ₹12.99 Lakh for the top model (avg. ex-showroom) as of October 2026.
Skoda Kylaq Price Details:
- Base Variant (Classic 1.0 TSI MT): ₹7.59 Lakh
- Top Variant (Prestige+ 1.0 TSI AT): ₹12.99 Lakh
- Estimated On-Road Price: ₹8.5 Lakh - ₹14.55 Lakh
Skoda Kylaq Engine & Variant Options:
- Engine Options: Expected Engine
- Transmission: Manual
- Variants: Available in 5 variants.
Kylaq Insurance Quotes & EstimatesOctober Offers
Estimated annual premiums and coverage options for your new Kylaq.
Comprehensive Cover
Recommended for complete protection including own-damage, theft, natural disasters, and third-party liabilities. Typically costs around 3-4% of the car's Insured Declared Value (IDV).
Third-Party Cover
Mandatory by law in India. Covers legal liabilities arising from damage to a third party's property or injury/death. Does not cover damages to your own Kylaq. Rates are fixed by IRDAI based on engine capacity.
Tips on IDV Calculation
The Insured Declared Value (IDV) is the maximum sum assured fixed by the insurer. For a brand new Kylaq, the IDV is typically calculated at 95% of the ex-showroom price. Over time, depreciation applies:
- Up to 6 months: 5% depreciation
- 6 months to 1 year: 15% depreciation
- 1 to 2 years: 20% depreciation
- 2 to 3 years: 30% depreciation
Tip: Always opt for 'Zero Depreciation' (Bumper-to-Bumper) add-on for the first 3-5 years to ensure you get full claim value without deductions for plastic, glass, or rubber parts.