Tata Altroz
Combining accessible pricing with low running costs, the Tata Altroz is a practical hatchback commanding ₹6.65 - 9.7 Lakh, featuring an economical 1.2L naturally aspirated engine that delivers an impressive 19.3 kmpl fuel economy for economical city commutes. Notable features encompass 5-star Global NCAP safety rating, complemented by a commendable 5 Star crash test safety benchmark. A compelling choice for first-time car buyers and everyday commuters, it balances low total cost of ownership with spirited, hassle-free driving manners.
Tata Altroz price starts from ₹6.65 Lakh for the base model and goes up to ₹9.64 Lakh for the top model (avg. ex-showroom) as of October 2026.
Tata Altroz Price Details:
- Base Variant (XE): ₹6.65 Lakh
- Top Variant (XZA DCA): ₹9.64 Lakh
- Estimated On-Road Price: ₹7.45 Lakh - ₹10.8 Lakh
Tata Altroz Engine & Variant Options:
- Engine Options: 1.2L naturally aspirated
- Transmission: Manual / Automatic
- Variants: Available in 5 variants.
Tata Altroz Insurance Quotes & EstimatesOctober Offers
Estimated annual premiums and coverage options for your new Tata Altroz.
Comprehensive Cover
Recommended for complete protection including own-damage, theft, natural disasters, and third-party liabilities. Typically costs around 3-4% of the car's Insured Declared Value (IDV).
Third-Party Cover
Mandatory by law in India. Covers legal liabilities arising from damage to a third party's property or injury/death. Does not cover damages to your own Tata Altroz. Rates are fixed by IRDAI based on engine capacity.
Tips on IDV Calculation
The Insured Declared Value (IDV) is the maximum sum assured fixed by the insurer. For a brand new Tata Altroz, the IDV is typically calculated at 95% of the ex-showroom price. Over time, depreciation applies:
- Up to 6 months: 5% depreciation
- 6 months to 1 year: 15% depreciation
- 1 to 2 years: 20% depreciation
- 2 to 3 years: 30% depreciation
Tip: Always opt for 'Zero Depreciation' (Bumper-to-Bumper) add-on for the first 3-5 years to ensure you get full claim value without deductions for plastic, glass, or rubber parts.