Tata Harrier
The Tata Harrier establishes a strong market presence as a contemporary SUV priced between ₹15.49 - 24.49 Lakh, powered by a capable 1.2L Turbo / 1.5L Diesel paired with Manual / Automatic transmission choices. Distinguished by built on Land Rover D8 platform, it also offers a commendable 5 Star crash test safety benchmark. Built for adventurous families and highway cruisers, it pairs rugged structural resilience with dependable high-ground-clearance all-road confidence.
Tata Harrier price starts from ₹15.4 Lakh for the base model and goes up to ₹23.1 Lakh for the top model (avg. ex-showroom) as of October 2026.
Tata Harrier Price Details:
- Base Variant (Smart): ₹15.4 Lakh
- Top Variant (Fearless AT): ₹23.1 Lakh
- Estimated On-Road Price: ₹17.25 Lakh - ₹25.87 Lakh
Tata Harrier Engine & Variant Options:
- Engine Options: 1.2L Turbo / 1.5L Diesel
- Transmission: Manual / Automatic
- Variants: Available in 5 variants.
Tata Harrier Insurance Quotes & EstimatesOctober Offers
Estimated annual premiums and coverage options for your new Tata Harrier.
Comprehensive Cover
Recommended for complete protection including own-damage, theft, natural disasters, and third-party liabilities. Typically costs around 3-4% of the car's Insured Declared Value (IDV).
Third-Party Cover
Mandatory by law in India. Covers legal liabilities arising from damage to a third party's property or injury/death. Does not cover damages to your own Tata Harrier. Rates are fixed by IRDAI based on engine capacity.
Tips on IDV Calculation
The Insured Declared Value (IDV) is the maximum sum assured fixed by the insurer. For a brand new Tata Harrier, the IDV is typically calculated at 95% of the ex-showroom price. Over time, depreciation applies:
- Up to 6 months: 5% depreciation
- 6 months to 1 year: 15% depreciation
- 1 to 2 years: 20% depreciation
- 2 to 3 years: 30% depreciation
Tip: Always opt for 'Zero Depreciation' (Bumper-to-Bumper) add-on for the first 3-5 years to ensure you get full claim value without deductions for plastic, glass, or rubber parts.