Tata Tiago
The Tata Tiago provides highly affordable everyday transportation priced from ₹5.65 - 7.85 Lakh, featuring a frugal and accessible engine that delivers an impressive 20.09 kmpl fuel economy making it an ideal choice for first-time urban commuters. Drivers will appreciate 5-star Global NCAP safety rating for the segment, reinforced by a commendable 4 Star crash test safety benchmark. Engineered for frictionless urban mobility, it excels with light steering, stress-free parking manners, and outstanding practical city savings.
Tata Tiago price starts from ₹5.65 Lakh for the base model and goes up to ₹7.99 Lakh for the top model (avg. ex-showroom) as of October 2026.
Tata Tiago Price Details:
- Base Variant (XE): ₹5.65 Lakh
- Top Variant (XZA+): ₹7.99 Lakh
- Estimated On-Road Price: ₹6.33 Lakh - ₹8.95 Lakh
Tata Tiago Engine & Variant Options:
- Engine Options: Standard Engine
- Transmission: Manual
- Variants: Available in 5 variants.
Tiago Insurance Quotes & EstimatesOctober Offers
Estimated annual premiums and coverage options for your new Tiago.
Comprehensive Cover
Recommended for complete protection including own-damage, theft, natural disasters, and third-party liabilities. Typically costs around 3-4% of the car's Insured Declared Value (IDV).
Third-Party Cover
Mandatory by law in India. Covers legal liabilities arising from damage to a third party's property or injury/death. Does not cover damages to your own Tiago. Rates are fixed by IRDAI based on engine capacity.
Tips on IDV Calculation
The Insured Declared Value (IDV) is the maximum sum assured fixed by the insurer. For a brand new Tiago, the IDV is typically calculated at 95% of the ex-showroom price. Over time, depreciation applies:
- Up to 6 months: 5% depreciation
- 6 months to 1 year: 15% depreciation
- 1 to 2 years: 20% depreciation
- 2 to 3 years: 30% depreciation
Tip: Always opt for 'Zero Depreciation' (Bumper-to-Bumper) add-on for the first 3-5 years to ensure you get full claim value without deductions for plastic, glass, or rubber parts.