Toyota Innova Hycross
The Toyota Innova Hycross is a versatile MPV priced from ₹19.77 - 28.67 Lakh, powered by a capable 1.5L turbocharged paired with Manual / Automatic transmission choices. Occupants benefit from exceptional ride comfort and NVH levels, backed by a commendable 5 Star crash test safety benchmark. Tailored for family road trips, it excels with comfortable three-row ergonomics, low driver fatigue, and dependable long-haul utility.
Toyota Innova Hycross price starts from ₹19.77 Lakh for the base model and goes up to ₹28.67 Lakh for the top model (avg. ex-showroom) as of October 2026.
Toyota Innova Hycross Price Details:
- Base Variant (Base): ₹19.77 Lakh
- Top Variant (Top+ AT): ₹28.67 Lakh
- Estimated On-Road Price: ₹22.14 Lakh - ₹32.11 Lakh
Toyota Innova Hycross Engine & Variant Options:
- Engine Options: 1.5L turbocharged
- Transmission: Manual / Automatic
- Variants: Available in 4 variants.
Toyota Innova Hycross Insurance Quotes & EstimatesOctober Offers
Estimated annual premiums and coverage options for your new Toyota Innova Hycross.
Comprehensive Cover
Recommended for complete protection including own-damage, theft, natural disasters, and third-party liabilities. Typically costs around 3-4% of the car's Insured Declared Value (IDV).
Third-Party Cover
Mandatory by law in India. Covers legal liabilities arising from damage to a third party's property or injury/death. Does not cover damages to your own Toyota Innova Hycross. Rates are fixed by IRDAI based on engine capacity.
Tips on IDV Calculation
The Insured Declared Value (IDV) is the maximum sum assured fixed by the insurer. For a brand new Toyota Innova Hycross, the IDV is typically calculated at 95% of the ex-showroom price. Over time, depreciation applies:
- Up to 6 months: 5% depreciation
- 6 months to 1 year: 15% depreciation
- 1 to 2 years: 20% depreciation
- 2 to 3 years: 30% depreciation
Tip: Always opt for 'Zero Depreciation' (Bumper-to-Bumper) add-on for the first 3-5 years to ensure you get full claim value without deductions for plastic, glass, or rubber parts.