Volkswagen Virtus
The Volkswagen Virtus delivers an appealing combination of capability and refinement priced from ₹10.5 - 19.2 Lakh, powered by a capable 1.2L Turbo / 1.5L Diesel paired with Manual / Automatic transmission choices. Distinguished by 1.5L TSI (150 PS) makes it the most powerful mid-size sedan, it also offers a commendable 5 Star crash test safety benchmark. An astute pick for executive commuters, it provides graceful styling, generous legroom, and effortless long-distance touring refinement.
Volkswagen Virtus price starts from ₹11.56 Lakh for the base model and goes up to ₹17.34 Lakh for the top model (avg. ex-showroom) as of October 2026.
Volkswagen Virtus Price Details:
- Base Variant (Comfortline 1.0 TSI MT): ₹11.56 Lakh
- Top Variant (GT Plus Sport 1.5 TSI DSG): ₹17.34 Lakh
- Estimated On-Road Price: ₹12.95 Lakh - ₹19.42 Lakh
Volkswagen Virtus Engine & Variant Options:
- Engine Options: 1.2L Turbo / 1.5L Diesel
- Transmission: Manual / Automatic
- Variants: Available in 5 variants.
Volkswagen Virtus Insurance Quotes & EstimatesOctober Offers
Estimated annual premiums and coverage options for your new Volkswagen Virtus.
Comprehensive Cover
Recommended for complete protection including own-damage, theft, natural disasters, and third-party liabilities. Typically costs around 3-4% of the car's Insured Declared Value (IDV).
Third-Party Cover
Mandatory by law in India. Covers legal liabilities arising from damage to a third party's property or injury/death. Does not cover damages to your own Volkswagen Virtus. Rates are fixed by IRDAI based on engine capacity.
Tips on IDV Calculation
The Insured Declared Value (IDV) is the maximum sum assured fixed by the insurer. For a brand new Volkswagen Virtus, the IDV is typically calculated at 95% of the ex-showroom price. Over time, depreciation applies:
- Up to 6 months: 5% depreciation
- 6 months to 1 year: 15% depreciation
- 1 to 2 years: 20% depreciation
- 2 to 3 years: 30% depreciation
Tip: Always opt for 'Zero Depreciation' (Bumper-to-Bumper) add-on for the first 3-5 years to ensure you get full claim value without deductions for plastic, glass, or rubber parts.